Rest easy with up to 3 years RAC warranty on all our cars

First Car Finance

Have you just passed your driving test? Are you buying a car for the first time? Are you a student driver? Acquiring a car on finance can seem a significant financial challenge for many people and deciding on the best way to finance your vehicle can be daunting. However, at GetCarFinanceHere, we find the right car deals for new drivers to take the stress out of financing your car.

A guide to car finance for young drivers

If you’re an 18-year-old driver who has recently passed their test and are looking to purchase your first car, or an adult professional looking to improve their mobility, our cheap car finance deal experts can help you get your first car on finance, hassle-free.

Options for young drivers

At GCFH , we thrive on providing the best possible leasing options for people who are purchasing their first car. We have a massive range of brands available, and will help you find your perfect first car.

Young drivers with bad credit – but don’t worry!

Are you looking to purchase your first car but are worried about having a poor credit rating? Don’t worry! Get Car Finance Here offers affordable car finance solutions to clients with bad credit, with payment plans tailored to suit your exact circumstances, no matter your credit history.

What Our Customers Say

5 Stars
From application to sitting in the drivers seat took 10 days
Paul Bolton
Great value for money
Great staff, and professionally run
Steve Cocker
Definitely recommend
Such hard working group of people
Chandelle Murray
5 Stars
Great staff lovely people very helpful
Alex Tulloch
Thank you
It was quick and easy. Definitely recommend!
Mr. Adams

What are the benefits of car finance for new drivers?

There are a number of advantages to purchasing your car on finance. First of all, you do not need to pay a huge lump sum of money; instead, you can pay for your car in manageable monthly instalments. This can be particularly useful for first-time car buyers who will most likely be paying premium insurance and are not yet accustomed to the financial implications of owning a car. PAYG car finance requires an initial payment followed by scheduled monthly repayments (it is based on a Hire Purchase agreement). Ownership of the vehicle will only change hands once all payments have been made. The rate you pay will depend on the mileage you need.

How does car finance for young drivers differ from other finance types? 

We are able to provide you with a quote and help you decide on the best car finance deal for you. GetCarFinanceHere understand that, as a new, young, or student driver, that affordability, practicality and safety will likely be at the top of your agenda. Our team will be able to fulfil these needs for you.

Whatever your personal circumstances, our team will assess your circumstances and help you get the best car finance based on your budget. Apply now or call us on 01282 544532 today.

Is Leasing suitable for my first car?

In most cases, yes! Leasing is a popular form of finance for new motorists because it’s an affordable and flexible way to start driving.

With insurance premiums on the rise, cutting down on unnecessary costs is vital, especially for young drivers.

There are a number of ways to lease your first car. Most involve you paying a deposit followed by a series of monthly payments over an agreed period. At the end of the agreement, you usually have the option of handing the car back or making a final payment to take ownership of the vehicle.

At GetCarFinanceHere, we know that not everyone has the means to lay down a significant deposit, so we have a number of payment options available – everyone considered, no matter your circumstances!

Other payment options from GetCarFinanceHere include:

Choosing a finance deal with us means that you could get a vehicle that exceeds the expectations that you initially had for your first car. Ultimately, you can get a car that is higher in value because you do not need to pay a lump sum. Furthermore, we have a range of second-hand cars available on finance if you would like a more economical choice of first car.

Leasing is also known as Hire Purchase car finance.

What are the best cars for new drivers?

Small, efficient hatchbacks are a practical option when choosing your first car. Not only will your car be cheaper to run, but the cost of your insurance will also be relatively low when compared with other vehicles.

At GCFH we can help you secure car finance for a wide range of models that are ideal for first time drivers, such as;

How can I finance a car at 18?

At 18, the idea of your very first car is exciting, but working out which vehicle and which finance package is best for you can be difficult. At Get Finance Here, you don’t need to worry about that with our first-time car finance packages tailored to you, no matter whether this is your first car or your fifth! We have over three hundred different loan products to meet the diverse needs of our customers.

Is car finance for students available?

Yes, they can! You don’t have to break the bank leasing a car from us, as we understand that juggling your finances is part of student life. For many students, a car is both a means of independence and a necessity for travelling to and from campus, as well as making journeys back home. You also don’t have to compromise on your choice of car, with brand new models available through GetCarFinanceHere. With our online calculator, you can work out the best car finance option so that you’re on the move in no time.

Can you get car finance for international students?

Providing a valid driving licence is supplied along with evidence of enrolment in an accredited UK university, GetCarFinanceHere can help international students secure a car finance deal. Regardless of your nationality, if you meet our criteria and can prove that you can afford the payments, our team can get you on the road.

Start Your Application with No Credit Check at Get Car Finance Here

Apply today
Get approved
Choose a car
Drive away

Applying for car finance couldn’t be any easier with GetCarFinanceHere. Simply start your
application online now for an immediate decision

For any other information, you can speak to a member of the team by calling us on 01282 544532

8 Tips For Students & Young Professionals Looking For Their First Car

Here’s a quick run down of our top advice for students to help you get the best auto finance package possible:

  1. Use A Guarantor To Cosign – If you don’t have any past credit history (such as a mobile phone contract), it may be more difficult to be accepted for car finance. However, if you have a guarantor to vouch for you, in many cases GCFH will still be able to help you finance your dream car. A guarantor is a member of your family, or a friend, who agrees to cover your loan if you are unable to pay it. They will simply have to fill in some forms to cosign your finance agreement.
  2. Build A Good Credit Rating & Refinance With GCFH – By opting for a car finance solution, you will build up your credit score thanks to the regular payments you will make. On top of this, with GCFH you can refinance your car using terms that are specific to your changing financial circumstances further down the line!
  3. Develop A Stable, Regular Income – As soon as your income is steady, you’ll be surprised at how easy it is to build your credit rating from poor to great.
    A bad credit rating (anything below Fair) may impact your ability to be financed on a car at 18, however we work with lenders that specialise in bad credit car finance so we could still find the perfect finance deal for you.
  4. Get Black Box Car Insurance & Pay Annually – Black box car insurance has become a hugely popular option for many young drivers who are looking to get their first car. The ‘black box’ device monitors numerous aspects of your driving performance, such as speed, distance travelled, braking and more. Having an installed black box can reduce the price of your insurance, and providing you keep up repayments, it’s an affordable way for young drivers to finance their vehicle.
    Often overlooked, buying a car without first checking the cost of insuring could give you an unwanted surprise! As of 2018, annual premiums for 18-20 year old drivers have risen to an average of £973 – that’s usually just as much as paying off the motor over the year! Checking insurance quotes to help you choose the right model can result in huge savings.
    Help drive quotes down by adding named drivers and reducing annual mileage when filling in details. Another tip for wrangling the lowest young driver car insurance is to pay it annually as opposed to monthly – in fact you can save up to 20%.
    If you want a complete list of all the tips and tricks to help you get the lowest interest rates, check out our helpful low rate car finance guide.
  5. Save For A Deposit – A lack of deposit may unfortunately affect your ability to achieve car finance, but our partnership with a wide variety of lenders will give you the best possible chance of obtaining a finance deal. Any deposit you can put down improves your chances of being approved for car finance at 18.
  6. Be Flexible On What Model You Want -When choosing a car as a first time driver, it’s easy to be spoilt for choice. There are thousands of vehicles out there for you to choose from, but it is important to be realistic. You have your whole driving life ahead of you! At GCFH we have a wide selection of cars that are ideal for young drivers, and finance packages that can be tailored specifically to your budget.
  7. Choose The Best New Driver Car Deal – Finding an affordable deal couldn’t be easier with GCFH . We regularly update our online showroom with the latest models, so whether you are considering a brand new Audi A3 or a modest runner, pick your favourite from the best used car deals available online.

Our Latest Affordable Car Finance Deals!

Volkswagen Crafter 2.0 TDI CR35

Finance From £379 Per Month

Land Rover Defender 110 2.4

Call for price

Skoda Octavia 1.6 TDI

Finance From £183 Per Month

MINI Hatch 1.5 One D

Finance From £131 Per Month

Chevrolet Cruze 2.0

Call for price

Volkswagen Golf 1.6 TDI

Call for price

Volkswagen Caddy Maxi 1.6

Call for price

Vauxhall Movano 2.3 CDTi

Finance From £354 Per Month

Porsche Boxster 2.5

Call for price

MINI Hatch 1.2 One

Finance From £165 Per Month

Hyundai ix35 1.7

Call for price

Hyundai TUCSON 1.7 CRDi

Call for price

Volkswagen Caddy Maxi Life 1.6 TDI CR

Call for price

Volkswagen Caddy Maxi 1.6 TDi

Call for price

Skoda Rapid Spaceback 1.0 TSI

Finance From £188 Per Month

Nissan Qashqai 1.5 dCi Tekna

Finance From £164 Per Month

Ford Transit Connect 1.6 TDCi 200

Finance From £203 Per Month

Ford Kuga 2.0 TDCi Zetec

Call for price

Ford Fiesta 1.6T EcoBoost ST-2

Finance From £231 Per Month

Citroen C3 1.2 PureTech Feel

Finance From £200 Per Month

Volvo V40 2.0 T2 GPF

Finance From £229 Per Month

Volkswagen Caddy Maxi Life

Call for price

Volkswagen Caddy Maxi 1.6 TDi C20

Call for price

Volkswagen Caddy 1.6 TDI

Call for price

Vauxhall Combo 1.3 2000 CDTi

Call for price

Vauxhall Antara 2.4

Call for price

Renault Kadjar 1.5 dCi

Finance From £188 Per Month

Peugeot Partner Tepee 1.6 HDi

Call for price

Nissan Qashqai 1.5 dCi Acenta

Finance From £224 Per Month

Mercedes-Benz Citan 1.5

Finance From £167 Per Month

MINI Hatch 1.6 One

Call for price

MINI Convertible 1.6 Cooper

Finance From £181 Per Month

Ford Mondeo 1.5T EcoBoost

Finance From £233 Per Month

Ford Focus 1.5 TDCi Zetec Edition

Finance From £194 Per Month

Fiat 500 1.2 Colour Therapy

Finance From £126 Per Month

Bentley Continental

Call for price

BMW X1 2.0 20d SE Steptronic

Call for price

BMW 5 Series 2.0 520d M Sport Auto Euro 6 (s/s) 4dr

Call for price

Volkswagen Caddy Maxi 1.6 TDi BlueMotion Tech C20 Maxi Startline FWD 5dr

Call for price

Volkswagen Caddy 1.6 TDI C20 Startline L1 H1 4dr

Finance From £199 Per Month

Toyota Yaris 1.5 VVT-h Dynamic E-CVT Euro 6 (s/s) 5dr

Finance From £498 Per Month

Renault Master 2.3 dCi 35 eco2 RWD L3 Medium Roof Euro 5 5dr (TRW)

Call for price

Land Rover Range Rover Evoque 2.2 SD4 Dynamic Auto 4WD Euro 5 (s/s) 3dr

Call for price

Kia Ceed 1.0 T-GDi GT-Line Euro 6 (s/s) 5dr

Finance From £236 Per Month

Ford Transit Connect 1.8 TDCi T230 Trend L3 H3 4dr DPF

Call for price

Ford Transit Connect 1.8 TDCi T230 Crew Van L3 H3 4dr DPF

Call for price

Chevrolet Orlando 1.8 LT

Call for price

BMW 3 Series 2.0 320d M Sport Business Edition Steptronic Euro 5 4dr

Call for price

Volvo XC90 2.4 D5 SE Lux Geartronic 4WD Euro 5 5dr

Call for price

Volkswagen Caddy Maxi 1.6 TDi C20 Maxi Life DSG FWD 5dr

Call for price

Vauxhall Vivaro 2.0 2900 CDTi FWD L3 4dr

Call for price

Vauxhall Combo 1.6 Turbo D 2000 Edition L1 Euro 6 (s/s) 4dr

Finance From £273 Per Month

SEAT Mii 1.0 12v I TECH Euro 6 5dr

Finance From £176 Per Month

Mercedes-Benz A Class 1.5 A180 CDI ECO SE Euro 5 (s/s) 5dr

Finance From £164 Per Month

Kia Sportage 1.7 CRDi EcoDynamics 3 2WD Euro 5 (s/s) 5dr

Call for price

Kia Sportage 1.6 GDi EcoDynamics

Call for price

Honda Jazz 1.4 i-VTEC

Call for price

Honda Civic 2.0 i-VTEC

Call for price

Ford Transit 2.0 350 EcoBlue FWD L3 Medium Roof Euro 6 5dr

Finance From £353 Per Month

Ford Fiesta 1.6 TDCi Titanium 5dr

Call for price

Fiat Panda 1.2 Easy

Finance From £188 Per Month

Citroen C1 1.0i VTR Euro 5 3dr

Call for price

BMW 1 Series 2.0 118d Edition ES Euro 4 5dr

Call for price

Volkswagen Caddy 1.6 TDI

Call for price

Vauxhall Meriva 1.7 CDTi

Call for price

Vauxhall Antara 2.2 CDTi

Finance From £148 Per Month

Peugeot 3008 1.6 HDi Allure

Finance From £164 Per Month

Peugeot 208 1.2 VTi Allure

Finance From £125 Per Month

Mercedes-Benz E Class 3.0 E350

Call for price

Ford Transit 2.0 350 EcoBlue

Call for price

Ford Mondeo 2.0 TDCi

Finance From £141 Per Month

Ford Fiesta 1.4 Titanium

Call for price

Ford C-Max 1.6 TDCi

Call for price

Citroen Berlingo 1.6 BlueHDi 850

Finance From £196 Per Month

Volkswagen Transporter 2.0 TDI

Call for price

Volkswagen POLO 1.0 TSI SE EURO 6

Finance From £245 Per Month

Volkswagen Passat 2.0 TDI

Call for price

Vauxhall Astra 1.6 CDTi ecoFLEX Design

Call for price

Vauxhall Astra 1.6 CDTi

Finance From £117 Per Month

SKODA Fabia 1.2 TSI

Call for price

Nissan Juke 1.5 dCi

Finance From £170 Per Month

MG MG6 1.9 DTi Tech

Finance From £156 Per Month


Finance From £163 Per Month

Kia Sportage 1.6 GDi

Finance From £339 Per Month

Ford Transit 2.2 TDCi

Call for price

Citroen Saxo 1.6i 16V

Call for price

Citroen Grand C4 Picasso 1.6 HDi

Call for price

Citroen Berlingo 1.6 BlueHDi 725

Finance From £260 Per Month

Vauxhall Meriva 1.4i

Finance From £235.35 Per Month

SKODA Octavia 2.0 TDI

Finance From £235.35 Per Month

Renault Kangoo Maxi 1.5 dCi

Finance From £187.64 Per Month

Porsche Boxster 3.2 987

Call for price

Porsche Boxster 2.7 986

Call for price

Nissan Qashqai 1.5 dCi Acenta

Finance From £208.87 Per Month

Mercedes-Benz B Class 1.8

Finance From £206.23 Per Month

Kia Venga 1.6

Finance From £240.23 Per Month

Citroen C3 Pluriel

Call for price

BMW Z4 2.2i

Call for price

BMW 5 Series 2.0 520d SE

Call for price

BMW 4 Series Gran Coupe 2.0 420d

Call for price

Volvo V40 1.6 D2

Finance From £196 Per Month

Volkswagen Polo 1.0 TSI R-LINE EURO 6 (S/S) 5DR

Finance From £360 Per Month

Vauxhall Mokka 1.6i Exclusiv

Finance From £199 Per Month

SKODA Fabia 1.6 TDI

Call for price

Renault Trafic 1.6 dCi

Call for price

Porsche Panamera 3.0D V6

Finance From £633 Per Month

Peugeot 208 1.6 e-HDi

Finance From £142 Per Month

Nissan Qashqai 1.2

Finance From £223 Per Month

Ford Fiesta 1.6T EcoBoost ST-3 Euro

Finance From £302 Per Month

Ford Fiesta 1.6T EcoBoost ST-3

Finance From £223 Per Month

Ford Fiesta 1.6T EcoBoost ST-2

Finance From £223 Per Month

Ford Fiesta 1.6T EcoBoost ST-1

Finance From £236 Per Month

Citroen C4 Cactus 1.6 BlueHDi

Finance From £125 Per Month

BMW 3 Series 2.0 320d

Call for price

Ford Fiesta 1.6T EcoBoost

Finance From £228 Per Month

Ford Fiesta 1.25 Zetec

Call for price

Vauxhall Insignia 1.6 CDTi SRi VX

Finance From £270 Per Month

Skoda Fabia 1.0 TSI Colour Edition

Finance From £229 Per Month

Mitsubishi L200 2.5 DI-D Barbarian

Finance From £303 Per Month

Mercedes-Benz CL 6.0 CL600

Call for price

Land Rover Range Rover 4.4 SD V8 Autobiography

Finance From £951 Per Month

Isuzu D-Max 2.5 TD Double Cab Pickup 4×4

Finance From £350 Per Month

Ford Focus 1.5 TDCi ST-Line

Finance From £319 Per Month

Nissan Navara 2.5 dCi Tekna Double Cab Pickup Auto 4WD Euro 5 4dr

Finance From £303 Per Month

Citroen DS3 1.2 PureTech DStyle Plus Euro 6 (s/s) 3dr

Finance From £148 Per Month

Bentley Continental 6.0 GT 2dr

Call for price

BMW 3 Series 3.0 325d SE Steptronic Euro 4 2dr

Call for price