We can source any vehicle for you. Take a look what there is to offer!
Guaranteed car finance options
- A wide range of car loan options
- The ideal solution for those with poor credit
- Receive a non-obligatory quote today!
Car Finance Calculator
Estimated loan amount £4,652With a £500 Deposit
Can I Get Guaranteed Car finance With No Credit Check?
Are you searching for car finance, guaranteed, without having to go through a credit check? Here we can offer exactly that. Have you got a poor credit score? Even if it isn't your fault you could be turned down for loans. So if you have been through a tough divorce or someone has taken out a loan in your name, we can supply credit to all people no matter what credit score.
What is guaranteed auto financing?
Guaranteed car finance is a great solution for those who are looking to get a new car through financing, but do not have a credit rating that is deemed suitable to secure a deal by other brokers and car dealers. Compared to other methods, this is a relatively new car financing method and we are proud to offer this solution here at GetCarFinanceHere.
From luxury, executive and sports models to the trusted household names for economy vehicles, we take a look at the used car deal showroom.
Guaranteed car finance comes at no extra cost, and works by allowing the buyer to to request the amount of credit required to secure a deal on their new vehicle.
Does 100% Guaranteed Auto Finance Exist?
Sadly, no. It is not possible to broker an auto finance package deal for every single person. It’s rare, but a small percentage of applicants simply do not have the means to afford any of the options available to them. In these circumstances, it would be unethical for brokers to arrange an agreement the customer is unable to meet. Our regulator, the Financial Conduct Authority (FCA), make it clear that it is illegal to advertise 100% guaranteed car finance.
Rest assured, at GetCarFinanceHere, every applicant is treated with professionalism and careful consideration. Don't worry if you are concerned about poor credit history or have a low credit rating, GetCarFinanceHere can present you with an incredible range of car loans, leasing and hire options.
Your Auto Finance, Lease and Loan Options
We have three main options for people who have a low credit rating:
The first option is to supply a deposit; if you pay a reasonable deposit, this improves affordability by reducing the monthly payment.
Rely on a Guarantor
Another option is to take out a guarantor loan. Provided you have a family member or friend that believes you will keep up repayments and agrees to meet them if you can’t, we can supply credit. All they have to do is agree to be a guarantor and sign a few documents.
The third option is a ‘black box’ which is installed in the car to ensure that payments are made. If they aren't, the car simply won’t start. As long as you keep up the monthly repayments, everything will go smoothly; at the end of your term your credit score should have improved. You might then wish to look at vehicles with higher specifications.. Find out more about pay as you go car finance.
Did you know you can also get your car without needing a guarantor?
Even if you have a poor credit rating and no guarantor, GetCarFinanceHere will scour the market for the right deal for you. Many motor finance options demand that you provide a guarantor in order to secure the deal you want. The reality is that many people are incapable of providing a guarantor as friends or family are not in a position to shoulder the financial risk.
Our network of trusted lenders of course offer options with guarantor loans, but if this is not for you, GetCarFinanceHere can get you on the road without having to rely on a cosigner. All you need is a full UK Driving Licence, the means to provide a small deposit or part exchange and to be registered to vote at your current residence. Discover how you can be guaranteed affordable car finance by speaking to a member of our support team, call 01282 544532
Can I Get A Car Loan With No Credit History?
1 in 6 people don't have a credit history. Even when this has no impact on their financial situation, a lack of credit history can prevent first time drivers, students, graduates, mature drivers and young professionals from getting the insurance they need. Often, they have no debt, so it's unfair for them to be punished with quotes offering cripplingly high rates of interest and APR! GetCarFinanceHere understand this predicament; you can't wait a year to build up a respectable credit rating to finance a car you need now!
If you are a first time buyer, and would like to find out what cars are currently in stock to match your budget, view the best used car finance deals.
Start Your Application With No Credit Check At Get Car Finance Here
So, if you are looking for Guaranteed Car Finance with no credit check then you are in the right place! Apply now for an immediate decision.
For any other information,you can chat to us by clicking on the speech below, or call us on please 01282 544532
Find your perfect car with Get Car Finance Here.
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