Secure A Car on Finance for the First Time - A Guide for Young Drivers

Additionaly, contacting Get Car Finance Here means that you could get a vehicle that exceeds the expectations that you initially had for your first car. Ultimately, you can get a car that is higher in value because you do not need to pay a lump sum. Furthermore, we also have a range of second hand cars available on finance, if you would like a more budget option for your first car.

Small, efficient hatchbacks are usually the best route to go down when choosing your first car. This is because not only will your car be cheaper to run, but the cost of your insurance will also be relatively low when compared to other vehicles.

At GCFH we can help you secure car finance for a wide range of models that are ideal for first time drivers, such as the Volkswagen up!, the Skoda Citigo, the Ford Fiesta and the Kia Picanto.

At 18 the idea of your very first car is exciting, but often young people can fall short when it comes to the cost of a car. At Get Finance Here, you don’t need to worry about that with our first-time car finance packages tailored to you, no matter whether this is your first car or your fifth! We have over three hundred different loan products that you can chose from.

You don’t have to break the bank leasing a car from us, as we understand that student life is accompanied with the new experience of juggling your money. However, for many students a car is a necessity for travelling to and from campus, as well as making journeys back home. You don’t have to compromise on choosing your car with brand new models available and using our online calculator you can work out the best car finance option for you, to get you driving your brand-new car in no time.

Providing that you have a valid driving license, and have enrolled in a respected, accredited UK university, at GetCarFinanceHere we can help you secure a car finance deal. Regardless of your nationality, if you meet our criteria and you prove that you can afford the payments, our team can help you get behind the wheel of your dream vehicle.

If you don’t have any past credit history, such as a mobile phone contract, it may be more difficult to be accepted for car finance. However, if you have a guarantor to vouch for you, in many cases Get Car Finance Here will still be able to help you finance your dream car.

By opting for a car finance solution, you will build up your credit score thanks to the regular out payments that you will incur. On top of this, with Get Car finance Here you can refinance your car using terms that are specific to your current financial circumstances further down the line!

A bad credit rating (anything below Fair) may impact your ability to be financed on a car at 18, however we work with lenders that specialise in bad credit car finance. As soon as your income is steady, you can easily build your credit from poor to great.

Black box car insurance has become a massively popular option for many young drivers who are looking to get their first car. The ‘black box’ device monitors numerous aspects of your driving performance, such as speed, distance travelled, breaking and more. Implementing a black box can reduce the price of your insurance, which subsequently means that the prospect of being behind the wheel of your ideal car on finance will become much easier. 

Often overlooked, buying a car without first checking the cost of insuring could cause financial difficulties. As of 2018, annual premiums for 18-20 year old drivers have risen to an average of £973 - costing just as much as paying off the motor over the year! Checking insurance quotes to help you choose the right model can result in huge savings. Help drive quotes down by taking advantage of the leading comparison sites, adding named drivers and reducing annual mileage when filling in details. Another tip for wrangling lowest young driver car insurance is to pay it annually as opposed to monthly - in fact you can save up to 20%.

If you want a complete list of all the tips and tricks to help you negotiate lowest interest rates, check out our helpful low rate car finance guide. 

A lack of deposit may unfortunately affect your ability to achieve car finance, but our partnership with a wide variety of lenders will give you the best possible chance of obtaining a finance deal. Any deposit you can put down improves your chances of being approved for car finance at 18.

When selecting a car as a first time driver, it is easy to be spoilt for choice. There are thousands of vehicles out there for you to choose from, but it is important to be realistic. You have your whole driving life ahead of you! At Get Car Finance Here we have a wide selection of cars that are ideal for young drivers, and finance packages that can be tailored specifically to your budget. 

If you apply for a car loan that hugely exceeds your income or payments you may be refused and jeopardise your ability to secure car finance in the future. Use our car finance calculator to work out your weekly or monthly payments in accordance with the amount you borrow.

Finding an affordable deal couldn't be easier with GetCarFinanceHere, we've just updated our stock with 2018 in mind, so whether you are considering a brand new A3 or a modest runner, pick your favourite from the best new and used car deals available online.