Getting your first car finance with Get Car Finance Here

Have you just passed your driving test? Are you buying a car for the first time? Buying your first car can be a huge financial challenge for many people and can prove to be quite a daunting experience. However, at Get Car Finance Here we can help you purchase your perfect first car. Whether you are a 17-year-old driver who has recently passed their test and are looking to purchase your first car, or a more mature adult who now needs a car for the first time since passing their test, our cheap car finance deal providers can help you purchase your first car on finance, hassle free.

Why buy your first car on finance from Get Car Finance Here?

There are a number of advantages of purchasing your car on finance. First of all, you do not need to pay a huge lump sum of money and, instead, can pay for your car in manageable monthly instalments. This can be particularly useful for first-time car buyers who will most likely be paying premium insurance and are not yet accustomed to the financial expectations involved with owning a car.

In addition, getting a car on finance from Get Car Finance Here means that you could get a vehicle that exceeds the expectations that you initially had for your first car. Ultimately, you can get a car that is higher in value because you do not need to pay a lump sum. Furthermore, we also have a range of second hand cars available on finance, if you would like a more budget option for your first car.

How Can I Finance A Car At 17?

At 17 the idea of your very first car is exciting, but often young people can fall short when it comes to the cost of a car. At Get Finance Here, you don’t need to worry about that with our first-time car finance packages tailored to you, no matter whether this is your first car or your fifth! We have over three hundred different loan products that you can chose from.

Using A Cosigner Guarantor Lets Young Drivers Buy Their First Car 

If you don’t have any past credit history, such as a mobile phone contract, this can affect your ability to get car finance. However, if you have a guarantor to vouch for you in many cases we will still be able to help you finance your dream car. You don’t need to worry about being eligible: we provide finance based on your current financial situation, not your credit history. There are also great car deals we can provide where you can have a guarantor co-sign, giving you the security you need for your first car.  

Can A Student Purchase A Car On Finance?

You don’t have to break the bank leasing a car from us, as we understand that student life is accompanied with the new experience of juggling your money. However, for many students a car is a necessity for travelling to and from campus, as well as making journeys back home. You don’t have to compromise on choosing your car with brand new models available and using our online calculator you can work out the best car finance option for you, to get you driving your brand-new car in no time.

8 Tips For Students & Young Professionals Looking To Finance Their First Car

Here's a quick run down of the best bits of advice for students which will help you get the best auto finance package possible:

• Use A Guarantor To Cosign

• Build A Good Credit Rating & Refinance With GCFH

If you don’t have any past credit history, such as a mobile phone contract, this can affect your ability to get car finance. However, if you have a guarantor to vouch for you in many cases we will still be able to help you finance your dream car.

• Develop A Stable, Regular Income

A bad credit rating (anything below Fair) may impact your ability to get car finance at 18, however we work with lenders that specialise in bad credit car finance. As soon as your income is steady, you can easily build your credit from poor to great.

• Get Black Box Car Insurance

• Save For A Deposit

A lack of deposit may unfortunately affect your ability to get car finance but our partnership with a wide variety of lenders will give you the best possible chance of getting a finance deal. Any deposit you can put down improves your chances of being approved for car finance at 18.

• Be Flexible On What Model You Want

• Consider A Depreciated Used Motor

If you apply for a car loan that hugely exceeds your income or payments you may be refused and jeopardise your ability to get car finance in the future. Use our car finance calculator to work out your weekly or monthly payments in accordance with the amount you borrow.

• Choose The Best Deal

Finding an affordable deal couldn't be easier with GetCarFinanceHere, we've just updated our stock with 2018 in mind, so whether you are considering a brand new A3 or a modest runner, pick your favourite from the best new and used car deals available online.

Leasing Options for the First Time Car Buyer

At Get Car Finance Here, we thrive on providing the best possible car leasing options for people who are purchasing their first car. We have a massive range of car brands available, and will help you find your perfect first car. 

Purchasing Your First Car With Bad Credit

Are you looking to purchase your first car but are worried about having a poor credit rating? Don’t worry! Get Car Finance Here are confident that we can offer affordable car finance solutions to clients with bad credit, with payment plans tailored to suit your exact circumstances, no matter what your credit history. Whether its a poor credit rating, or your first time taking out a loan or finance, find out how our expert brokers could provide guaranteed car finance to suit your budget.

Apply For Your First Car Finance Package Online

If you are interested in buying your first car with Get Car Finance Here, or want any more information about our affordable car finance packages, simply get in touch with our friendly team. Give us a call direct on 0800 042 0204  or  01282 544532,

Leave your details on our contact us page and await a quick reply.