Car finance is a huge commitment for many people. It is another expenditure to factor into your budget for each month, and for some it can be difficult to get a car on finance because of bad credit history. Most finance applications are based on credit history and this means a lot of finance applications are refused for car loans. It can be disheartening, but Get Car Finance Here offer a different solution.
Car finance based on affordability
Some car finance companies ask for a guarantor for a loan to be accepted, but our car finance is based on your current affordability. If we think you can make the repayments, you are bound to be accepted. GCFH search over 300 loan companies to get the best product for you and your financial situation. With a high acceptance rate, you are more likely to be accepted than refused a car on finance.
If you have a good credit history, we still provide car finance based on the same principles, it is all about how much you can afford to pay each month. You can choose to stretch repayments out for up to five years if that works out better for you. There is a representative APR of 13.2% which does apply to car finance loans, however you can own the car at the end of the finance and drive away from the showroom stress free knowing you have a car that you can afford. The experts at GetCarFinanceHere have compiled a handy low APR interest guide for car finance.
If you’re still unsure whether you can secure a car finance deal with bad credit history, use our online calculator to work out how much you can afford with a minimum £500 deposit. Get Car Finance Here have hundreds of cars to choose from, including BMW, Mercedes, Audi and more, all available at affordable prices. Discover the lowest monthly costs available anywhere online by browsing the best car finance deals from GetCarFinanceHere.
Apply for a car loan today!
If you see a car that you’d like, no matter where in the country, but can’t afford to buy it outright, you can let us know and we’ll help secure finance for you. For more information get in touch with our expert team on 0800 042 0204 or 01282 544532. You can also contact Get Car Finance Here online and we’ll get back to you as soon as possible.