Representative Example for Hire Purchase (HP): Cash price £14,149.00, Annual Interest Rate (fixed) 6.81% p.a., with a representative 12.9% APR, total amount of credit £14,149.00, deposit of £0.00, an initial payment of £316.11, followed by 58 monthly payments of £316.11 with a final payment of £326.11, total amount payable is £18,976.60
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